Just found this article (abstract from a larger document), checking it out now, looks interesting. Here is a segment of it - from Commercial Microfinance: A Strategy to Reach the Poor?:
"Therefore, this study explores “downscaling” by banks as a model of microfinance commercialization that has used as a strategy to reach the poor. In order to answer the main research question, an explorative case study methodology was chosen, based by a microfinance programme of a well established commercial bank in Sri Lanka, the “Hatton National Bank.” This study was based on commercialization debate areas; trade-off between sustainability and outreach, financial performances and impact on clients."
Read more here.
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